Complete Federal Reserve interest rate history from 1954 to today. Fed funds rate by year and key monetary policy events including Volcker shock, zero interest rate policy, and the 2022 hiking cycle. Federal Funds Rate History — US Interest Rates Since 1954 | US Fiscal Clock Interactive chart showing the current and historical daily level of the U.S.
federal funds interest rate back to 1954. The fed funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight, on an uncollateralized basis. The Federal Open Market Committee (FOMC) meets eight times a year to determine the ... U.S.
interest rate history, interest rates charted over time since 1954, from highs above 19% in the 1980s to the Fed’s latest cut in September 2025. Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions over the last 35 years. View data of the Effective Federal Funds Rate, or the interest rate depository institutions charge each other for overnight loans of funds. Federal Funds Rate: 3.63% as of . Units: Percent Frequency: Weekly, Ending Wednesday Release: H.15 Selected Interest Rates Source: Board of Governors of the Federal Reserve System (US) Historical Chart Zoom 5Y Prime Rate | Current Prime Rate | Prime Rate History | Prime Rate Forecast | SITEMAP | Mortgage Refinance | Credit Cards | LIBOR Certificate of Deposit | Term Life Insurance | FREE Credit Reports Prime Rate FAQ | International Prime Rates | Mortgage Rates Chart: Prime Rate vs.
interest rate history, Fed Funds Target Rate vs. 1- and 3-Month LIBOR Chart: Prime Rate vs. Fixed-Rate Mortgages vs. 10-Year Treasury Yield ...
